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If sending $214.52, the amount that will go to fees is $7.98 and the recipient will receive $206.54. That's 3.72% going to fees, effectively.

* Using Domestic fee rate of 3.49% + $.49 (Invoicing, PayPal Checkout, Venmo)

To receive $214.52, a payment of $222.79 should be sent. $8.27 will go to fees. That's 3.71% in fees, effectively.

* Using Domestic fee rate of 3.49% + $.49 (Invoicing, PayPal Checkout, Venmo)